What is the Best Health Insurance for Pregnant Women in 2025?

Key takeaway: For 2025, Sanitas More Health It stands out as the most comprehensive option for pregnant women in Spain, thanks to its specialized coverage (monitoring, delivery, postpartum, and digital), reduced waiting period (240 days), and extensive care network.

Why buy health insurance for pregnant women?

Having private health insurance during pregnancy offers:

• prenatal care Regular and personalized, with gynecology, ultrasounds and diagnostic tests included from the start.
• Free choice of gynecologist, midwife and hospital center, avoiding waiting lists.
• Childbirth and postpartum coverage, with a single room, companion and specialized neonatal care.
• Digital and emotional well-being programs, accessible 24 hours a day via apps and video consultations, for nutritional, psychological, and pelvic floor advice.
• Cost reduction and financial peace of mind in the event of unforeseen events or obstetric emergencies.

Criteria for choosing the best health insurance for pregnant women

When comparing policies, it is important to consider:

• Period of of lack for childbirth coverage (between 8 and 10 months in most insurers).
• comprehensive coverage: Complete follow-up, ultrasounds, preparation classes, birth (natural or caesarean) and postpartum (home midwife, psychology).
• Medical network: number of own/concerted centers and specialists in obstetrics and neonatology.
• Additional Services: stem cell preservation, non-invasive prenatal genetic testing, digital pregnancy programs.
• Price and co-pay or no-co-pay options, tailored to your budget and needs.

2025 Ranking: Best Insurance for Pregnant Women in Spain

Sanitas pregnant women

Sanitas offers two main lines:

• Sanitas More Health (no co-payment): full coverage pregnancy-childbirth-postpartum, digital and in-person, with a 240-day waiting period.
• Sanitas Access/Advance (with co-payment): allows immediate use of consultations and ultrasounds, but delivery in advanced plans without co-payment.

Specific advantages of Sanitas

• Digital pregnancy programs: Weekly follow-up, online workshops, chat and video call with a midwife.
• Humanized Birth Unit in our own hospitals (La Moraleja, La Zarzuela, CIMA).
• Postpartum coverage: physiotherapy, psychology (15 sessions), home midwife and pelvic floor rehabilitation.
• 24-hour emergency room in own and agreed-upon insurance, even in premature births without deficiency.
• Umbilical cord preservation options and non-invasive genetic testing.

Based on coverage, digital services and reduced deficiency, Sanitas More Health is outlined as Best health insurance for pregnant women in 2025.