Sanitas Empresas PRF (Flexible Remuneration Plan)

What is flexible compensation?

Flexible compensation, also known as salary in kind, is a system through which employees can choose how to receive a portion of their gross annual salary. This option allows them to allocate a portion of their compensation to services or products that offer tax and economic advantages, such as health insurance, childcare, or transportation. Through this scheme, employees optimize their compensation by accessing these benefits with a lower tax burden.

Advantages of taking out health insurance for your company

• It is the most highly valued and most requested benefit by all employees.
• Increase well-being in your company with the best care and medical professionals.
• Reduction of absenteeism.

Sanitas Business Insurance Coverage

Primary care coverage: general medicine, paediatrics, nursing services and general emergency care.

Access to all medical specialties, without restrictions: Cardiology, dermatology, endocrinology, traumatology, gynecology, ophthalmology, oncology, psychiatry…

All types of diagnostic tests.

 simple and complex.

Hospital admission and coverage:In the event of hospitalization, our Sanitas Pymes insurance allows you to be accompanied at all times (except for psychiatric, intensive care, and intensive care units), and with no limit on the length of your stay (except for psychiatric units).

In-patient and out-patient surgical interventions.

Home emergencies, With all the care you could get in any hospital, but in your own home.

Emergencies abroad, Travel safely abroad with Sanitas emergency coverage, covering €12.000 per year.

Dental coverage, Sanitas Dental 21 is included in the product and gives access to all centers and dentists in our dental network, with more than 30 services included in the coverage and up to a 21% discount on other treatments.

Digital doctor. Online video consultation with a doctor 24 hours a day. no appointment necessary.

Which are The advantages of flexible compensation for the company?

• Reduction of absenteeism.
• Improved competitiveness and productivity: Employees are healthier and therefore more willing and able to work. They will also have quick access to the specialists they need, which will shorten their convalescence periods.
• Loyalty: Greater commitment from the workforce and retention of key and strategic personnel for the company.
• Better employee relations: Improves the work environment and strengthens the relationship between the company and its staff.
• Improved corporate image: A company that cares for its employees is a company that is more highly valued both inside and outside the company itself, with the benefits that this entails.

Which are The advantages of flexible compensation for employees?

• Tax exemption: The first €500 used to pay for health insurance for each member of your policy, including spouse and children, will be exempt from personal income tax, so the compensation received is higher (the Basque Country is excluded).
• Promotes work-life balance: By scheduling doctor's appointments at a time that's most convenient for you, you can be there for your loved ones when they need you most.
• Increase your net disposable income: Increase your net salary thanks to the tax exemptions established in current legislation.
• Collective bargaining discounts: Thanks to company-wide negotiations, the entire workforce receives more advantageous bonuses.

Our Commercial Managers

Additionally, you'll have the support of a group of consultants specializing in business and health insurance who make up an exclusive sales network in the sector.

With Sanitas, you'll have direct, personalized communication with one of our managers, who are part of a large team of executives specializing in large accounts and small and medium-sized businesses. They understand the needs and offer the best solutions for each client.