Sanitas Mas 90.000

Come to Sanitas and get 50% off for the first 3 months, plus a free Blua digital add-on for life: video consultations, health plans, digital physiotherapy…

For new registrations effective 01/04, 01/05 and 01/06/2026

Sanitas Mas 90.000 It offers you all the benefits of a full-service medical plan and reimbursement insurance, with comprehensive assistance for your entire family and the doctors you choose, for an affordable premium.

Choose the doctor you prefer, both in Spain and abroad. We'll reimburse you 70% of the costs, up to €90.000 per person per year.

What does Sanitas Mas 90.000 include?

With Sanitas Mas 90.000, you will have access at no cost to the entire Sanitas network and freely to any center or doctor you choose in Spain, or in the rest of the world. However, If you choose outside our medical network, you will be reimbursed 70% of the expenses generated, up to a maximum amount of €90.000 per insured person and year.

For our part, we put at your service More than 57.000 medical professionals and 4.500 healthcare centers throughout Spain, equipped with the most modern medical technology:

• Sanitas La Moraleja Hospital, Sanitas La Zarzuela Hospital, and Virgen del Mar Hospital in Madrid.
• CIMA Clinic in Barcelona.
• 25 Milenium Multi-Specialty Medical Centers and new ones opening in 2024.
• More than 200 Milenium Dental Centers and new openings planned for 2024.
• Extensive network of affiliated medical centers, with preferential care.

Among them, we cover 100% of medical costs if you use your Sanitas card.

You can subscribe to Sanitas Mas 90.000 with or without copayments.

Sanitas Plus 90.000 Coverage

In terms of coverage, Sanitas Mas 90.000 includes:

• Primary care: general medicine, paediatrics, nursing services and general emergency care.
• Access to medical specialties: cardiology, endocrinology, traumatology, ophthalmology, gynecology, dermatology, psychiatry, etc.
• Diagnostic tests (simple and complex): clinical analysis, CT scans, ultrasounds, X-rays, MRIs, endoscopies, etc.
• (simple and complex): rehabilitation sessions, oncological treatments, radiotherapy, lithotripsy, etc.
• Hospital stay: coverage of admission and stay in hospital.
• Reimbursement coverage000: You can choose the doctor you prefer, both in Spain and abroad, even if they're not part of our medical team. You will be reimbursed 70% of expenses, up to €90.000 per insured person per year.
• Coverage in the USA, through a network of prestigious hospitals affiliated with Sanitas.
• Dental CoverageYou'll have access to all the centers and dentists in our dental network, more than 50 free services, and discounts of up to 40% on other treatments. You'll also receive a 60% reimbursement for any treatments you need, up to a limit of €200 per insured person per year.
• Death coverageIn the event of the death of the policyholder, Sanitas will assume payment of the insurance premium for the following 12 months.
• Hospitalization subsidy: The insured will be paid €69 in compensation for each day of hospitalization.

Additional services from Sanitas Plus 90.000

Sanitas Mas 90.000 also includes a series of additional services, intended to facilitate medical procedures for insured persons:

• Emergency medical assistance when traveling abroad, with a limit of €12.000 per person per year.
• Second medical opinion, with specialists of recognized international prestige.
• Counseling programs: You will have access to a platform with general counseling programs, assisted by healthcare professionals.
• Sanitas 24 hoursEmergency telephone and advisory service to resolve your medical questions.
• Sanitas Welcome24-hour telephone service to expedite procedures.
• Online proceduresYou can carry out all kinds of procedures through the My Sanitas customer area: appointment requests, downloading blood tests, reimbursing solutions, obtaining medical authorizations, etc.

Sanitas Mas 90.000 contracting conditions

La The maximum age for contracting Sanitas Mas 90.000 is 64 years., and there is no maximum age limit. Thus, from the age of 64 onwards, access is only maintained through a medical directory, and reimbursement under coverage is excluded.

On the other hand, you must keep in mind that to contract Sanitas Mas 90.000 There are two hiring options (with or without co-payment), and there are also waiting periods.

Sanitas Plus 90.000 contracting options

We provide you with the option of contracting with or without co-payment, so that you can adjust your premium based on the expected use you think you will give to Sanitas Mas 90.000.

El copayment is an additional economic amount, which the client must pay for the use of a certain medical service, and which allows insurance companies to offer lower premiums.

Thus, if you do not plan to use the insurance regularly, then it is more appropriate for you to choose the option with co-payment.

• High-frequency services (Nursing Home Care, Rehabilitation, Physiotherapy, General Medicine, General Pediatrics, Childcare, 24-hour Sanitas Services): €3,5.
• Other services: €5.

In contrast, if you don't want to worry for the number of visits you will make to the doctor, or for additional health expenses, The no-copay option is best for you.

Sanitas Plus 90.000 waiting periods

Waiting periods are the time you'll have to wait, from the moment you apply for your policy, until you can use certain medical services. For Sanitas Mas 90.000 insurance, the waiting periods are as follows:

• Surgical interventions from Group 0 to II, according to the classification of the Medical College Organization: 3 months.
• Hospitalization and surgical interventions from Group III to VIII, According to the classification of the Medical College Organization: 10 months.
• Complex therapeutic methods (interventional cardiology, haemodynamics, interventional radiology, radiotherapy, chemotherapy and lithotripsy): 10 months.
• Delivery or cesarean: 8 months.
• High-tech diagnostic tests: 6 months.
• Vasectomy and tubal ligation: 10 months.
• Psychology: 6 months.

You will be interested to know that if, at the time of coming to Sanitas, you come from another insurance company in Spain and you have had that policy for at least 1 year, You could be able to reduce or eliminate these waiting periods. (except for childbirth coverage).

Enjoy Sanitas Plus 90.000 discounts

For this type of insurance, we offer various discounts based on the number of insured, payment method, and seniority discounts.

• 10% discount for policies with 4 insured members, and 15% for more than 4 members.
• 4% discount for annual payment.
• 5% discount for those over 65 years of age and those with more than 25 years of experience with the company.

Find out about discounts on this insurance with our advisors. Call 91 229 85 71 and find out if Sanitas Mas 90.000 is the best insurance for you.

But, in addition to Sanitas Mas 90.000, we have others health insurance for individuals, such as: Sanitas Avanza, Sanitas Premium 500.000, More Health Families, Sanitas Mas Salud, among others.

Preliminary Information Note More than 90.000

General conditions More than 90.000