Sanitas Mas Salud

Come to Sanitas and get 50% off for the first 3 months, plus a free Blua supplement* forever.

Sanitas Mas Salud is the most comprehensive health insurance for individuals, offering the highest quality and access to the entire Sanitas medical team, 58.000 medical professionals, and 1.200 healthcare centers throughout Spain.

Your Blua digital services will be included in your insurance.Emergency video consultations, video consultations with specialists, digital physiotherapy, digital health programs and much more.

In addition, so that you can choose the option that best suits your needs, we offer three hiring options from Sanitas Mas Salud: one option without co-payments, and two options with co-payments (Sanitas Mas Salud Plus and Sanitas Mas Salud Optima).

Come to Sanitas and get a 10% discount on the family pack*

*10% lifetime discount on the net insurance premium for policies with four or more new policyholders. The discount will remain in effect as long as the policy is in force and current, and with four or more policyholders.

All Sanitas Mas Salud coverages

With Sanitas Mas Salud you get a complete health coverage, with access to the entire Sanitas medical team, made up of more than 58.000 professionals, and an extensive national network of hospitals and healthcare centers, which are:

4.500 medical centers

Sanitas La Moraleja Hospital, Sanitas La Zarzuela Hospital, and Virgen del Mar in Madrid.

Sanitas CIMA Hospital in Barcelona.

25 Milenium Multi-Specialty Medical Centers, with new ones opening in 2025.

More than 200 Milenium Dental centers, with new openings planned for 2025.

Extensive network of affiliated medical centers.

By using your Sanitas card, all your medical expenses will be covered (with no co-payments). And you'll be able to use all coverage options, including: primary medicine, in relation to general medicine, pediatrics, ATS and emergency services. They will also have access to all specialties medical no restrictions.

You will also be covered in case of hospitalization, and may always be accompanied (except in psychiatric hospitalization, ICU and ICU), and without a limit of stay (except in psychiatric hospitalization).

Likewise, the following are covered: surgical interventions, whether they require hospitalization or not. Just as the diagnostic tests (clinical analysis, ultrasounds, x-rays, etc.), and the therapeutic methods, such as: rehabilitation sessions, respiratory treatments, oncological treatments, among many others.

Your mouth will also be protected, with Sanitas Dental 21, which gives access to all the centers and dentists in our dental network, offers 25 free services, and even a 21% discount on other treatments.

Likewise, you will be able to take advantage of 12 podiatry sessions per year, and others 15 therapy sessions per year individual psychology.

Additional contract coverage for Sanitas Mas Salud

In addition to the coverage included in Sanitas Mas Salud, you can add the following: additional coverage, depending on your needs:

• Pharmacy Coverage: Offers the 50% refund of the invoice for pharmaceutical expenses with a medical prescription, with a limit of up to €200 per insured person per year.
• Optical Coverage: It supposes a refund of 50% of the amount of the invoice for optical materials. Includes prescription contact lenses and prescription lenses. Frames and any other components listed on the invoice are excluded. The limit is 300 euros per insured person per year.
• Income Supplement: Compensation to cover the costs of hospitalization, for each day that the insured person spends hospitalized, due to: illness requiring hospital care, surgery or accident.
• Accident coverage: So much in traffic as well as in the workplace.
• Coverage in the USA: Guarantees the insured power have the network of subsidized centers in the United States, provided that said services are previously authorized by Sanitas.

Also offered 5 different ranges of refund supplements, family assistance coverage, a supplement to the University of Navarra Clinic, the Blua Digital Supplement, or Work Disability coverage.

Services included in Sanitas Mas Salud

In addition to medical coverage, Sanitas Mas Salud offers numerous services to make your daily life easier.

• Second medical opinion, with specialists of recognized international prestige.
• Emergencies when traveling abroad, with a limit of up to €12.000 per person per year.
• Sanitas Welcome: service of 24-hour telephone support to expedite procedures.
• Sanitas 24 hours: telephone service for emergencies and medical advice.
• Sanitas Responde: Telephone and web-based support, with general counseling programs, staffed by health professionals.
• Online Management: you can carry it out electronically, through the “My Sanitas” customer area, numerous procedures, such as: appointment requests, authorization of flyers, downloading of analytics, refund requests, etc.

Sanitas Mas Salud contracting conditions

La maximum age for hiring for this insurance it is of 75 years, and there is no maximum age of stay. As for the grace periods, that is, the time that must elapse between registering for health insurance and being able to enjoy the use of certain services, are as follows:

• Hospitalization and non-ambulatory or inpatient surgical interventions – 10 months
• Surgical interventions in outpatient care – 3 months
• High-tech diagnostic tests – 6 months
• Complex Therapeutic Methods – 10 months
• Vasectomy and tubal ligation – 10 months
• Psychology – 6 months
• Childbirth or cesarean section – 8 months

And if when you take out your Sanitas Mas Salud insurance, you already have other health insurance, we will eliminate all waiting periods, except for that corresponding to childbirth.

Want to sign up for Sanitas Más Salud? Take advantage of the 4% discount for annual payments and call us at 91 229 85 71We'll explain everything to you, no strings attached.

Also, the price of Sanitas Mas Salud It will depend on which of the three insurance options you choose. These options are:

Sanitas Mas Salud without copayments

It's the option without co-payments, making it the perfect choice if you don't want to incur any extra costs for using your policy.

Sanitas Mas Salud Plus

In the case of Sanitas Mas Salud Plus one offers progressive co-payment structure, with which the amount payable is zero for the first six medical services. The remaining copayments would be:

• From 0 to 6 services – €0
• From 7 to 10 services – €4
• From 11 to 15 services – €7
• More than 15 services – €10
• Dental Supplement – ​​€3
• Single co-payment for high-frequency services* – €12

* 10 physiotherapy sessions, 30 days of oxygen therapy, 30 days of bpap and cpap, 15 days of aerosol, 15 sessions of ventilotherapy, and a childbirth preparation module.

Sanitas More Optimal Health

Offers the most economical premium, with the following co-payment structure from the first service:

• From 0 to 3 services – €4
• From 4 to 10 services – €7
• From 11 to 15 services – €10
• More than 15 services – €15
• Single co-payment for high-frequency services* – €20
• Complex diagnostic tests – €12
• Complex therapeutic methods – €12
• Emergencies – €8

*10 physiotherapy sessions, 15 ventilation therapy sessions, 30 days of oxygen therapy, 30 days of BPAP and CPAP, and 15 days of aerosol, and a childbirth preparation module.