Sanitas Premium 500.000

With Sanitas Premium 500.000, you can access the entire Sanitas network free of charge You can freely visit any center or doctor you choose in Spain or the rest of the world, with 90% of the costs reimbursed if they're not on our medical directory. All this without any copayments.

You can enjoy a extensive national network of hospitals and exclusive own centers, equipped with the most modern medical technology:

• Sanitas La Moraleja Hospital, Sanitas La Zarzuela Hospital, and Virgen del Mar Hospital in Madrid.
• CIMA Clinic in Barcelona.
• 25 Milenium Multi-Specialty Medical Centers and new ones opening in 2024.
• More than 200 Milenium Dental Centers and new openings planned for 2024.
• Extensive network of affiliated medical centers.

The largest coverages

Likewise, in terms of coverage, Sanitas Premium 500.000 includes:

• primary medicine: general medicine, pediatrics, ATS, general emergency services.
• Access to all medical specialties: cardiology, endocrinology, traumatology, pediatric surgery, ophthalmology, obstetrics and gynecology, dermatology, general and digestive surgery, psychiatry, etc.
• Diagnostic tests (simple and complex): clinical analysis, ultrasounds, X-rays, magnetic resonance imaging, endoscopies, etc.
• (simple and complex): rehabilitation sessions, oncological treatments, radiotherapy, lithotripsy, etc.
• Surgical interventions, whether or not they require hospital stay.
• Hospital stay: coverage of admission and stay in hospital.
• Reimbursement coverage: You can choose the specialist you prefer, even if he or she is not part of our medical team. You will be reimbursed 90% of expenses, up to €500.000 per insured person per year.
• Coverage in the USA, through a network of prestigious hospitals affiliated with Sanitas.
• Pharmacy coverage: You will receive a 50% refund on medications prescribed by our medical team (limit of €300 per insured person per year).
• Dental CoverageAccess to all the centers and dentists in our dental network, with more than 50 free services and up to 40% off all other treatments. Plus, we'll reimburse you 80% of the treatments you need, up to a limit of €400 per insured person per year.
• Death coverageIn the event of the death of the policyholder, Sanitas will assume payment of the insurance premium for the following 12 months.
• Hospitalization subsidy: For each day of hospitalization, the insured will be paid €69 as compensation.

A comprehensive insurance that will accompany you at all times

In addition to the medical services and coverage mentioned above, Sanitas Premium 500.000 includes various services aimed at making your daily life easier and helping you with your daily tasks. For example, through:

• Emergency medical assistance when traveling abroad, with a limit of €12.000 per person per year.
• Second medical opinion, with internationally renowned specialists (in the case of serious chronic illnesses).
• Counseling programs: You will have access to a platform with general counseling programs, assisted by healthcare professionals.
• Sanitas 24 hoursEmergency telephone and advisory service to resolve your medical questions.
• Sanitas Welcome24-hour telephone service to expedite procedures.
• Online proceduresYou can carry out all kinds of procedures through the My Sanitas customer area: appointment requests, downloading blood tests, reimbursing solutions, obtaining medical authorizations, etc.
• No copays: You will have access to all the professionals on our medical team without paying a minimum fee for each use.

The conditions to consider when purchasing Sanitas Premium 500.000 are minimal. Firstly, there is no maximum age limit for this insurance, but there is maximum hiring age, which is 64 years.

From the age of 64, access is only maintained through our medical directory, and reimbursement under coverage is excluded. On the other hand, there are waiting periods for certain coveragesThis means that, to use certain medical services, you must wait a certain period of time after purchasing the insurance. Specifically:

• Surgical interventions from Group 0 to II, according to the classification of the Medical College Organization: 3 months.
• Hospitalization and surgical interventions from Group III to VIII, According to the classification of the Medical College Organization: 10 months.
• Delivery or cesarean: 8 months.
• High-tech diagnostic tests: 6 months.
• Complex therapeutic methods (interventional cardiology, haemodynamics, interventional radiology, radiotherapy, chemotherapy and lithotripsy): 10 months.
• Vasectomy and tubal ligation: 10 months.
• Psychology: 6 months.

However, if at the time of coming to Sanitas, you come from another insurance company in Spain and you have been on the policy for at least 1 year, You could be able to reduce or eliminate these waiting periods. (except for childbirth coverage).

Find out about discounts on this insurance with our advisors. Call 91 229 85 71 and discover everything you can get with Sanitas Premium 500.000.

If you are interested in continuing to investigate our insurance for individualssWe recommend that you take a look at our catalogue, which includes other offerings such as: Sanitas Mas 90.000, Sanitas Accede, More Health Families, Sanitas Mas Salud, among others.